Critical Illness Solutions
Could your family cope without your usual income,
from The Money Guardian
if you or your partner were diagnosed with a
Critical Illness Solutions from The Money Guardian
Life changing illnesses are physically and emotionally difficult, and money worries are the last thing you need at such a time. Critical Illness Cover provides a lump sum amount in the event of a diagnosis.
The most common reasons to claim include cancer, heart attack, stroke, multiple sclerosis and increasingly children’s critical illnesses, where parents need to be on hand at all times.
Lots of people go on to make a full recovery after treatment. This benefit can help a family to get through a difficult time by providing a pay-out that can be used in any number of ways: to replace income lost, either for the person who is ill or loved ones taking care of them; to pay off debts including mortgages; provide professional care; make adjustments to homes; or to improve recovery and quality of life during treatment – allowing families to take a holiday or tick something important off the ‘bucket list’.
To find out how the government could help financially if you’re diagnosed with an illness, take a look at this helpful overview of Statutory Sick Pay >
There are many providers of insurance and as a whole of market Advisor, our role is to find the right provider for your circumstances. In this video, Suzanne talks about how having a critical illness policy with Aegon, helped her when she was diagnosed with critical illness.
To start your client journey with The Money Guardian, you can register for our client portal and complete your client questionnaire, we can then provide an initial review of your circumstances at no charge.
Like to arrange a meeting?
“As a self-employed painter and decorator I was concerned, if I had an illness or injury and was unable to work, how this would affect me financially. Melanie was able to recommend suitable options including income protection and critical illness cover, explaining everything I needed to know. Melanie was helpful and friendly throughout the process and I would recommend her to anyone”.Ben, Painter & Decorator, Reading
Login / Register
What we do
My vision for the company is to bring warmth to a sometimes cold, industry in order to help more clients, taking care of you and your family.
A few years ago Alzheimers Research UK released a short video-come-Christmas advert called ‘Santa Forgot Christmas’. Narrated by Stephen Fry, it tells the heart-breaking story of an ageing Santa Claus who forgot all about Christmas and his job of delivering presents....
Let me ask you something. If you found out tomorrow that you had a serious illness that would leave you unable to work, what would you do? Would your family be able to pay the mortgage, the bills and the other costs of running a household if you were suddenly without...