Whether you’re upsizing, downsizing or relocating, moving home can be stressful. Getting a new mortgage (or porting your current mortgage) is just one of many things that need to be taken care of, from what is undoubtedly a long ‘to do’ list.
Perhaps you’re struggling to find an offer that will work for you, or you’ve been told that you can’t borrow as much as you think you can afford. Getting a mortgage is not as straightforward as it used to be, even if you’ve had one before. Lenders will assess your income and outgoings, and will stress test this to see if you could still afford the repayments if interest rates were to rise by up to five (or sometimes more) per cent.
Perhaps you’re self-employed or you don’t have a great credit rating. We’re happy to discuss any obstacles you’re facing and help you to find a solution.
Melanie, Director of The Money Guardian says:
“My role is to help my clients’ financial situation, both now and in the future. I do this by giving relevant and personal advice on mortgages, and offering protection for my clients and their families with the right insurances for them.
For times when a client needs support of a different kind, to help them move forward in their lives and plan for the future, I can recommend a good coach or a programme that will give them the right support for their circumstances. Please don’t be afraid to get in touch if the solutions you need are not purely financial”.
We can help with:
Buy to Let; Let to Buy; Remortgage; Switch Rate; Joint Mortgage; Single Mortgage; Residential Mortgage; New Build; Self Build; High loan to value; Credit Problems; Fixed; Tracker; Variable; Discount; Offset; Flexible; Portable; Overpayments; Repayment; Interest Only.
Like to arrange a meeting?
“I received excellent service from Melanie. She guided me through the various mortgage options quickly and efficiently, with both knowledge and professionalism. She took into account my personal circumstances, made recommendations, and always responded quickly to my queries. Melanie exceeded my expectations and I’d recommend her to anyone.”Mark, IT worker, Bracknell
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What we do
My vision for the company is to bring warmth to a sometimes cold, industry in order to help more clients, taking care of you and your family.
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