Starting a Family?Children are utterly reliant on their parents and, as such,
it’s important to put some protective measures in place to
safeguard your family’s future.
Starting a Family?
Starting a family is such an exciting time. Life will never be the same again. You, as parents, are suddenly responsible for taking care of a small human being, and ensuring that both their physical and emotional needs are met.
Children are utterly reliant on their parents and, as such, it’s important to put some protective measures in place to safeguard your family’s future.
Babies bring with them added expenses, so you’ll need to monitor your income and outgoings. The government’s Money Advice Service offers a number of practical tools to help you budget and plan for day-to-day family life. If you don’t think you could survive for long without your monthly income, now is a good time to consider income protection or critical illness cover, to ensure that you won’t be out of pocket if you’re unable to work for a period of time.
Now is also the right time to write your will and take out life insurance – apart from anything else, your will details who you would like to look after your children if the worst were to happen to you.
Melanie, Director of The Money Guardian comments:
“New parents come to me because, in those quiet moments of the day, they know they need to address certain aspects of their finances. But those quiet moments never last long enough to take action. When they get in touch it’s a weight off their minds. I make the process easy and work in and around their busy lives, so they can finally tick those all-important tasks off their ‘to do’ list”.
If you’d like to sit down and run through the options available to you, please get in touch.
Like to arrange a meeting?
‘Melanie helped us with sorting our will and gathering life insurance. Melanie was amazing. She was both professional and personable. Her advice was really helpful (and thoughtful) and we always felt she had our interests at the centre of all our dealings. Melanie comes thoroughly recommended’.Jonathan, Teacher, Reading
Login / Register
What we do
My vision for the company is to bring warmth to a sometimes cold, industry in order to help more clients, taking care of you and your family.
A few years ago Alzheimers Research UK released a short video-come-Christmas advert called ‘Santa Forgot Christmas’. Narrated by Stephen Fry, it tells the heart-breaking story of an ageing Santa Claus who forgot all about Christmas and his job of delivering presents....
Let me ask you something. If you found out tomorrow that you had a serious illness that would leave you unable to work, what would you do? Would your family be able to pay the mortgage, the bills and the other costs of running a household if you were suddenly without...